Take action today for a better tomorrow

The money your employer pays into your super may not be enough to live a comfortable life in retirement. There are affordable and tax effective ways to grow your super so you can enjoy life when you finish working.

  • Co-contributions

    Let the government boost your super with co-contributions. Each year the government tops up thousands of super accounts through the co-contribution scheme.

  • Salary sacrifice

    An easy strategy that allows you to boost your super from your pre-tax salary and potentially pay less tax.

  • Spouse contributions

    You can help boost your partner's super and enjoy a possible tax offset.

  • Downsizer contributions

    If you’re 55 or older and sell your home, you may be eligible to make a super contribution from the proceeds of the sale.

  • Catch-up contributions

    If you don’t use your entire pre-tax (concessional) contribution cap at the end of each financial year, you may be able to contribute the remainder in future financial years.

  • Contribution splitting

    The government’s rules around the splitting of contributions allow members and spouses to split their super contributions between their accounts.

  • Is your super on track

    ASFA considers that a comfortable lifestyle in retirement means you can have an annual holiday in Australia, eat out, buy good clothes and own a reasonable car.

  • Consolidate your super accounts online

    In less than five minutes you can find any super accounts in your name and consolidate them to your TelstraSuper account.

  • Contribution limits

    There are limits on the amount of pre and post-tax contributions caps you can make to your account.

  • Super and tax

    Super is a compulsory savings vehicle that people sometimes take for granted. But super can also be a tax-effective way of saving for your future.

  • Post-tax contributions

    You can boost your super by making contributions from your take home pay or savings.