You may be able to withdraw some of your super on compassionate grounds if you meet certain criteria. These criteria include not having enough money to pay for medical treatment, palliative care, or a home loan repayment to prevent foreclosure or a forced sale of your home. You must also have applied for and received ATO approval for the release of your super on compassionate grounds prior to completing our form. Other conditions apply. These withdrawals may be subject to tax. For more information regarding compassionate circumstances, visit the ATO website.

If you are suffering from severe financial hardship you may be able to access your super to help. The maximum amount of withdrawal is $10,000 (gross of tax) in any 12 month period. You will need to meet certain criteria before applying for a financial hardship benefit. These withdrawals may be subject to tax. Please see the Financial Hardship form for more information.

If you are not a permanent Australian resident, or not a New Zealand or Australian citizen, and are leaving Australia you may be entitled to withdraw your accrued super as a departing Australia superannuation payment (DASP). These withdrawals may be subject to tax. Please visit the ATO for more information.

If you’re an Australian permanent resident or citizen moving overseas, your super remains subject to the same rules, even if you are leaving Australia permanently. This means your super must remain in your super fund until your reach preservation and are eligible to access it. It’s important that you keep your contact details updated so we can always get in touch with you about your super.

You may be able to access your super if you have a terminal medical condition. Conditions apply. This payment is a lump sum and tax-free if you withdraw it within 24 months of being certified by relevant doctors as having a terminal medical condition.

If you are temporarily unable to work or need to work fewer hours due to illness or accident, you may meet this condition of release. This condition of release is generally used to access insurance benefits linked to your super.  Conditions apply. For more information, see your relevant product disclosure statement.

You may be able to access your super if you are permanently incapacitated due to illness or accident. Conditions apply. These withdrawals may be subject to tax. For more information, see your relevant product disclosure statement.

These are funds that are immediately accessible because you have met a condition of release.